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Frequently Asked Questions

Q:
What form do I need to complete in order to get an insurance certificate from
the Risk Services
Office?
A: Complete Attachment C
(Request for Certification of Insurance) and send by email, penalty mail or fax to
Oristine (Linda) Harris in the Risk Services Office.
Q: A volunteer in our
program wants an insurance certificate because we hold meetings at his/her house,
can we provide one?
A: Certificates are not issued unilaterally to volunteers who use their homes for
meetings. The insurance coverage provided by the University covers the
supervisory responsibilities of the people in the program.
Q: How long will it take me to get an
insurance certificate from the Insurance and Risk Services Office located in Oakland?
A: If we receive a negotiated, fully executed agreement, accompanied by a
completely filled out Attachment C
(Request for Certification of
Insurance), the turn-around time is usually less than 5 working days. Expedited
requests can be made by contacting Oristine (Linda) Harris in the Risk Services Office.
Q: Can I get an insurance certificate
faxed to me because the event is tomorrow?
A: Yes, but a faxed copy does not replace the original
in the mail. The insurance
certificates need original signatures.
When planning an event please allow adequate time for contract review and
receipt of an original insurance certificate.
Q: If I want to use someone's property
for a program and present them with an ANR contract, what do the contract and
insurance certificate mean to the property owner?
A: The ANR insurance program provides coverage for the
University, its officers, agents, and employees for their negligent acts or omissions while involved in the course and scope of
their employment or volunteerism. Generally, the course and scope involve supervision of
people in a given program.

Q:
What is the UC policy regarding
signing contract hold harmless clauses?
A:
Regents' policy specifies that the University will enter into agreements where
the University only assumes liability for its officers, agents, employees,
students, invitees, and guests unless there is special authorization.
Q:
What are the negotiating procedures
and suggestions that ANR has in place?
A: Read
negotiating hold harmless/indemnification
clauses.
Q:
If I am successful in negotiating and
substituting our attachment for the other party's hold harmless
clause in their contract, what do I need to do in order to bring closure to the process?
A: Obtain
the appropriate signatures on the attachment and the contract and provide copies
along with an insurance certificate request (Attachment C
) to the Risk Services Office.
Q:
Are there any agreements with hold harmless clauses
that County Directors or Regional Directors can sign?
A:
Yes. County Directors and Regional Directors were delegated the authority to
execute agreements for:
- Facility use agreements with a hold harmless/indemnification clause using the
University's preferred languages, or
- Facility use agreements with the State of California, Division of Fairs and
Expositions, which cover the use of fairgrounds, after they have been modified,
or
- Facility use agreements with a hold harmless/indemnification clause previously
approved by the University's General Counsel, or
- Facility use agreements without a hold harmless/indemnification clause.
Q:
Does the Office of Insurance and Risk Services located in Oakland ever approve signing contracts containing hold harmless
clauses that require UC to accept liability for third parties?
A: Yes, rare exceptions are made on a case-by-case basis.
Q:
What do I do if I want to have a
contract signed requiring UC to accept liability for third parties?
A: Read
negotiating hold harmless/indemnification
clauses.

Q:
What do I do if the people whose property we want to use don't have a use agreement?
A:
4-H is responsible for the supervision of its activities at any facility. We may
use a facility but must exercise reasonable care to make sure 4-H activities can
be conducted safely at the location.

Q:
What kind of auto and general
liability insurance does UC offer?
A: Read about
UC's self-insurance programs
and how to get a certificate of insurance.
Q: What kind of coverage does UC offer
to a volunteer?
A:
Volunteers are covered for liability by the University when they are performing
the duties required under the course and scope of their responsibility.
Q:
What happens if I am involved in an
automobile accident while I am on the job?
A: Immediately contact the
County Director in your county and submit details of the incident on the Property/Casualty Loss Report.
Q:
Who pays for an automobile accident
if I, as a UC volunteer, am negligent while driving my personal vehicle?
A:
If you are a formal volunteer who is involved in an automobile accident while in
the course and scope of your UC activities, and you are negligent, UC provides secondary
coverage after your personal car insurance limits have been reached
Q:
If I drive a County car or truck am I covered under the policy?
A: Only if UC has a Memorandum of Understanding with the
specific County whereby
UC accepts responsibility for the care, custody and control of the vehicle while UC is
using the vehicle, otherwise the County is liable.
Q:
Suppose the facility owner only wants to know that UC has insurance. What can I show them?
A:
Contact Oristine (Linda) Harris in the Risk Management office to receive the general
statement of UC insurance coverage document.

Q:
If we have a 4-H sponsored event and
non-4-H participants attend, are they covered by any insurance?
A: Non-4-H
participants must sign a voluntary waiver and are not eligible for coverage under the
University insurance or 4-H Accident policies. If
non-4-H participants are supervised by 4-H volunteers, the volunteers must
exercise the same degree of care and duty for all participating parties
regardless of 4-H membership.
Q:
If a facility owner is also a formal
UC volunteer, what does UC's insurance cover?
A: UC's insurance doesn't cover the ownership or maintenance of the
property, only the volunteer's supervision of the program.
Q:
If a property owner allows UC to use his or her property, what should he or she do to protect themselves?
A: The property owner
should contact his/her insurance company, and confirm they have adequate insurance coverage
for the event as prescribed by
their insurance company.

Q:
What does Additional Insured mean?
A: Naming another party as an insured or additional insured with the program means that,
in the event of a lawsuit, the University will be proportionately responsible and
will aid in the payment of costs incurred by the other party as a result of the lawsuit.
Q:
When a 4-H Leader signs
the voluntary waiver, are they giving up their right to indemnity by the University in case of
a lawsuit?
A:
If they are individually named in a lawsuit stemming from a 4-H event where someone was injured or
property was damaged, UC would provide representation for their supervisory responsibilities while in
the course and scope of the sponsored, sanctioned UC activity.

Revised: October 24, 2007
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