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Frequently Asked Questions

Table of Contents

Insurance Certificates

Hold Harmless Clauses

Use Agreements

Automobile & General Liability Coverage

Volunteers & University Guests

Miscellaneous

 

 

Insurance Certificates


Q: What form do I need to complete in order to get an insurance certificate from the Risk Services
Office?

A: Complete Attachment C (Request for Certification of Insurance) and send by email, penalty mail or fax to Oristine (Linda) Harris in the Risk Services Office.

 

Q: A volunteer in our program wants an insurance certificate because we hold meetings at his/her house, can we provide one?

A: Certificates are not issued unilaterally to volunteers who use their homes for meetings. The insurance coverage provided by the University covers the supervisory responsibilities of the people in the program.

 

Q: How long will it take me to get an insurance certificate from the Insurance and Risk Services Office located in Oakland?

A: If we receive a negotiated, fully executed agreement, accompanied by a completely filled out Attachment C (Request for Certification of Insurance), the turn-around time is usually less than 5 working days. Expedited requests can be made by contacting Oristine (Linda) Harris in the Risk Services Office.

 

Q: Can I get an insurance certificate faxed to me because the event is tomorrow?

A: Yes, but a faxed copy does not replace the original in the mail.  The insurance certificates need original signatures. When planning an event please  allow adequate time for contract review and receipt of an original insurance certificate.

 

Q: If I want to use someone's property for a program and present them with an ANR contract, what do the contract and insurance certificate mean to the property owner?


A: The ANR insurance program provides coverage for the University, its officers, agents, and employees for their negligent acts or omissions while involved in the course and scope of their employment or volunteerism. Generally, the course and scope involve supervision of people in a given program. 

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Hold Harmless Clauses


Q: What is the UC policy regarding signing contract hold harmless clauses?

A: Regents' policy specifies that the University will enter into agreements where the University only assumes liability for its officers, agents, employees, students, invitees, and guests unless there is special authorization. 

 

Q: What are the negotiating procedures and suggestions that ANR has in place?

A: Read negotiating hold harmless/indemnification clauses.

 

Q: If I am successful in negotiating and substituting our attachment for the other party's hold harmless clause in their contract, what do I need to do in order to bring closure to the process?

A: Obtain the appropriate signatures on the attachment and the contract and provide copies along with an insurance certificate request (Attachment C ) to the Risk Services Office.

 

Q: Are there any agreements with hold harmless clauses that County Directors or Regional Directors can sign?

A: Yes. County Directors and Regional Directors were delegated the authority to execute agreements for:

    - Facility use agreements with a hold harmless/indemnification clause using the University's preferred languages, or

    - Facility use agreements with the State of California, Division of Fairs and Expositions, which cover the use of fairgrounds, after they have been modified, or

    - Facility use agreements with a hold harmless/indemnification clause previously approved by the University's General Counsel, or

    - Facility use agreements without a hold harmless/indemnification clause.

   

Q: Does the Office of Insurance and Risk Services located in Oakland ever approve signing contracts containing hold harmless clauses that require UC to accept liability for third parties?

A: Yes, rare exceptions are made on a case-by-case basis.

 

Q: What do I do if I want to have a contract signed requiring UC to accept liability for third parties?

A: Read negotiating hold harmless/indemnification clauses.

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Use Agreements


Q: What do I do if the people whose property we want to use don't have a use agreement?

A: 4-H is responsible for the supervision of its activities at any facility. We may use a facility but must exercise reasonable care to make sure 4-H activities can be conducted safely at the location.

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Automobile & General Liability Coverage


Q: What kind of auto and general liability insurance does UC offer?

A: Read about UC's self-insurance programs and how to get a certificate of insurance.

 

Q: What kind of coverage does UC offer to a volunteer?

A: Volunteers are covered for liability by the University when they are performing the duties required under the course and scope of their responsibility.

 

Q: What happens if I am involved in an automobile accident while I am on the job?

A: Immediately contact the County Director in your county and submit details of the incident on the Property/Casualty Loss Report.

 

Q: Who pays for an automobile accident if I, as a UC volunteer, am negligent while driving my personal vehicle?

A: If you are a formal volunteer who is involved in an automobile accident while in the course and scope of your UC activities, and you are negligent, UC provides secondary coverage after your personal car insurance limits have been reached

 

Q: If I drive a County car or truck am I covered under the policy?

A: Only if UC has a Memorandum of Understanding with the specific County whereby UC accepts responsibility for the care, custody and control of the vehicle while UC is using the vehicle, otherwise the County is liable.

 

Q: Suppose the facility owner only wants to know that UC has insurance. What can I show them?

A: Contact Oristine (Linda) Harris in the Risk Management office to receive the general statement of UC insurance coverage document.

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Volunteers & University Guests

 

Q: If we have a 4-H sponsored event and non-4-H participants attend, are they covered by any insurance?

A: Non-4-H participants must sign a voluntary waiver and are not eligible for coverage under the University insurance or 4-H Accident policies. If non-4-H participants are supervised by 4-H volunteers, the volunteers must exercise the same degree of care and duty for all participating parties regardless of 4-H membership. 

 

Q: If a facility owner is also a formal UC volunteer, what does UC's insurance cover?

A: UC's insurance doesn't cover the ownership or maintenance of the property, only the volunteer's supervision of the program.  


Q: If a property owner allows UC to use his or her property, what should he or she do to protect themselves?

A: The property owner should contact his/her insurance company, and confirm they have adequate insurance coverage for the event as prescribed by their insurance company.

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Miscellaneous


Q: What does Additional Insured mean?

A: Naming another party as an insured or additional insured with the program means that, in the event of a lawsuit, the University will be proportionately responsible and will aid in the payment of costs incurred by the other party as a result of the lawsuit.

 

Q: When a 4-H Leader signs the voluntary waiver, are they giving up their right to indemnity by the University in case of a lawsuit?

A: If they are individually named in a lawsuit stemming from a 4-H event where someone was injured or property was damaged, UC would provide representation for their supervisory responsibilities while in the course and scope of the sponsored, sanctioned UC activity.


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Revised: October 24, 2007